Guiding You to Your Dream Home

STATED-INCOME · HARD MONEY · JUMBO · REFI-CASH-OUT · HELOC

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Your Local Mortgage Lender

Obsidian Financial Services

your premiere mortgage lender / broker

Andrew Mehta with Obsidian Financial Services is based in Pasadena serving homeowners ALL over Los Angeles & Orange County. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan, you can always expect Best Mortgage Rates with Us. Our highly experienced team of mortgage experts are here to help you find the ideal financing solution. The Home Team by Andrew has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among California mortgage companies. Use any of the tools on this site today to find out how we can help you with your home financing needs.

Why Choose Us?

Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

RATES

Our FHA, VA, RHS, Jumbo and Conventional mortgage rates are the lowest available in the industry and we offer all mortgage financing options accessible to you.

PURCHASE

As California’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within an hour and providing a pre-approval certificate.

REFINANCE

No matter what your need to refinance is, our highly experienced team of mortgage brokers can help you find the perfect loan solution to fit your needs and circumstances.

The Home Team by Andrew specializes in these

California Mortgage Loans

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Home Refinance Loans

Refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Cash Out Home Loans

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses.

Andrew M

Connect With Us

Fresh from the blog

Are Home Prices Continuing To Rise?

  Many analysts projected home price appreciation would slow dramatically in the fall of 2021 and then continue to soften throughout 2022. So far, that hasn’t happened. The major price indices are all revealing ongoing double-digit price appreciation. Here’s a look at their reports on year-over-year price appreciation for December: Federal Housing Finance Agency (FHFA): 17.6% S&P…

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Why It’s Critical To Price Your House Right

  When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are selling for more than asking price. Data from the National Association of Realtors (NAR) shows 46% of homes are selling above…

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How Global Uncertainty Is Impacting Mortgage Rates

  If you’re thinking about buying or selling a home, you’ll want to keep a pulse on what’s happening with mortgage rates. Rates have been climbing in recent months, especially since January of this year. And just a few weeks ago, the 30-year fixed mortgage rate from Freddie Mac approached 4% for the first time since May of 2019. But that climb…

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Key Factors That Impact Affordability Today

  You can’t read an article about residential real estate without the author mentioning the affordability challenges that today’s buyers face. There’s no doubt homes are less affordable today than they were over the last two years, but that doesn’t mean homes are now unaffordable. There are three measures used to establish home affordability: home…

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How To Navigate a Market Where Multiple Offers Is the New Normal

  If you’re thinking of buying a home today, you already know that the number of homes available for sale is low. But what does that really mean for you? As a buyer, low housing supply coupled with high buyer demand means you should be prepared to navigate a highly competitive market where homes sell fast and get multiple offers. Realtor.com has this…

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This Spring Presents Sellers with a Golden Opportunity

  If you’re thinking of selling your house this year, timing is crucial. After all, you’ll want to balance getting the most out of the sale of your current home and making the best investment when you buy your next one. If that’s the case, you should know – you may be able to get the best of both…

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The Home Team by Andrew offers unparalleled mortgage and refinance service to clients throughout Los Angeles, Orange County, and the entire state of California!

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Licensing

CA-DFPI
NMLS MLO: 2068056
Branch NMLS: 1425046

Andrew Mehta HR WHITE (1)
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*Disclaimer: The information provided by this site cannot be guaranteed in regards to your individual financial position by The Home Team by Andrew. All examples are hypothetical for illustrative purposes only. For the most accurate and personalized results, we encourage you to seek advice from one of our qualified financial professionals.

Contact Us

273 S Rosemead Blvd
Pasadena, CA. 91107